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Knowing What Not to Say ‘A fool vents all his feelings, but a wise man holds them back.’ Proverbs 29:11 Yes i know i might not really be the best in this field but i am oblige to share this piece and i think you will have one or two insight into building a healthy relationship. Honesty and good communication are the foundation stones for a healthy relationship. This is particularly so in marriage. But any good idea can be misused. For example, it’s honest to tell your spouse that you don’t like the way they cook. It’s honest for you to express anger over your spouse’s shortcomings. But honesty that does not have the best interest of the other person at heart is cruel, and a form of selfishness.  This is especially so when the other person can’t do anything about it. Some couples, in their determination to share every thought and opinion, destroy the sweet spark of romance that drew them together. No longer is there any sense of magic. They’ve unravelled the rom...

START NOW! An intelligent person aims at wise action … a fool starts off in many directions.’ Proverbs 17:24  Successful people have one thing in common: they’ve developed the habit of doing what unsuccessful people aren’t willing to do. We all want more money, but we don’t all want more work. We’d all like to be slim and trim, but we’re not all willing to eat properly and exercise daily. The bookends of success are commitment and consistency. Without commitment you’ll never start, and without consistency you’ll never finish. Getting started is the hardest part, because we come up with so many reasons not to. So: 1) Start small. Take the first step. You can’t take step two until you’ve taken step one. Taking the first step to prioritise your life will focus you in the right direction. But don’t expect to immediately understand all that’s required. ‘By faith Abraham … went out, not knowing’ (Hebrews 11:8 KJV). God guides you when you’re in motion, so ‘you’ll kno...

4 Reasons Why You'll Never Be a Millionaire, and How You Can Change That   Relaxing vacations on the French Riviera, huge donations to your favorite charity and an early retirement. These are the kinds of things people think of when they hear the word “millionaire.” It’s unlikely you’ll ever experience that. Sorry. Unless, of course, you can overcome the following four roadblocks stopping you from achieving millionaire status. Each roadblock below also offers an “immediate action step” to help you overcome the things holding you back. Let’s get started. 1. You don’t understand how money works. Money is not a complicated topic, but still, few seem to really understand how it works. Do you? Sure, you can blame the school system or your parents, but the responsibility is still on you to figure out how money is made, how it is held, how it is invested and how it is preserved. Millionaires understand that money is not something that is discovere...

20 Life-Changing Money Lessons You Learn in Your 30s Now that you're in your 30s, you've probably learned from all of the past money mistakes you made in your 20s and teenage years. But the lessons don't stop there. Your 30s will bring a host of new money challenges and reality checks when it comes to your finances. 1. You really do need an emergency fund. Sometimes, it seems that that older you become, the more expensive your problems are. Creating an emergency fund with $1,000 is a great start, but now that you are in your 30s, you shouldn’t stop there. Plan for the worst-case scenarios, like a job loss or unexpected medical expenses, and put more money into your emergency fund. 2. You should keep applying for jobs. According to Business Insider, you should be interviewing two to three times a year — even if you love your current position. This allows you to stay on top of what is available in your career field, as well as how much you are wor...

MY PEOPLE PLEASE I NEED YOUR ADVICE   Robbers enter a house, asks for all the money and valuables. After they collect what they can, they give the man of the house a gun with instructions to shoot his wife or else he be shot himself. The man gets the gun, points it at his wife and hesitates. He is thinking of what he has gone through in life with his wife and how she has suffered and sacrificed for him. He hands back the gun and says, “I am sorry I can’t do this… “The boss of the robbers silently grabs the gun from him and passes it on to the wife with the same instruction. The wife gets the gun and without any single hesitation points to her husband’s head and pulls the trigger. But alas, the gun had no bullets in it. The robbers get their gun and walk out of the house laughing. QUESTIONS FOR DISCUSSION 1. If you were the man in that house how would you react towards your wife? 2. If you were the wife, what explanation can you...

 ENTREPRENEURIAL MINDSET 7 Reasons Why Your Salaried Job Is Like Crack Cocaine    From time to time I work with individuals who are perfectly positioned to become business owners. They have lots of money, no debt, great skill sets, likable personalities and a true desire to break out of the employee mentality. However, at the end of the coaching process, some still decide to return to their jobs. And, of course, for anyone who is a business owner, this is exceptionally hard to understand. Why would anyone spend his or her life preparing for freedom, yet once that opportunity arose, return to a salaried job? There is only one reason that I can think of: Salaried jobs are like crack cocaine. Okay, I may sound like I'm a bit off my rocker, but stay with me. What is it like to be addicted to a drug like crack cocaine? Recently, when I read about drug addiction and discussed it with a drug-counselor friend, I learned a few things...

Warren Buffett: Your business will succeed if you execute this 3-word mission Warren Buffett told a group of small business owners that they should strive to 'delight' their customers. Warren Buffett (Image: AP) Legendary investor Warren Buffett, the founder and CEO of Berkshire Hathaway, shared his best business advice with a group of small business owners. Speaking at the 20th Graduation of Goldman Sachs’ 10,000 Small Businesses at LaGuardia Community College, Buffett told the graduates: “Tomorrow morning when you look in the mirror after you’ve gotten up, just write — or just put it in lipstick or whatever you want — ‘delight my customer' not 'satisfy my customer.’ ‘Delight my customer.’” It's a simple three-word mission. He continued: “Any business that has delighted customers has a salesforce out there that you don’t have to pay. You don’t see them, but they are talking t...